12.04.2022: Jonathan Parker – A dynamic theory of lending standards

Presenter: Jonathan A. Parker Affiliation: MIT, Sloan School of Management Paper: A Dynamic Theory of Lending Standards Date: April 12, 2022 Time: 13:00 GMT Abstract: We develop a dynamic model of credit markets in which lending standards and the quality of potential borrowers interact. Banks privately choose lending standards: whether to pay to screen out … Read more

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